High Risk Payment Gateway Europe

AXPay is a high risk payment gateway for Europe, built for merchants that European banks decline. Get a merchant account and gateway on one platform, with card payments, fast settlement and the payment solutions your business needs across Europe.

Trusted by 500+ merchants β€’ European acquiring β€’ Fast settlement
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European setup
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platform
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Card transactions
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+ merchants
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/7 support

Why high risk merchants choose AXPay in Europe

A platform and setup built for the European brand other providers decline.

1

Built for high risk

Most banks decline a high risk business. AXPay is a gateway that welcomes the European merchant others turn away, so your company gets a merchant account and card payments from day one.

2

European acquiring

Our setup uses European acquiring, so your brand processes transaction in euro and every major currency. One platform covers merchants across Europe.

3

Strong approval

The platform routes each charge to the best European bank. Strong approval keeps your setup trading while other providers hold or decline the same transaction.

A high risk merchant account for Europe

Your merchant account is the core of your stack. AXPay pairs it with a payment gateway, so your European company processes cards through one platform.

We approve the account other providers decline. From one platform, your company gets card payments, solutions and the European acquiring you need to process every charge.

EU
setup
Platform
Platform & setup
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European charge settlement
30+
European brand markets

High risk payment gateway features

Everything a merchant needs β€” a payment gateway, an account and card processing on one platform.

Secure & PCI DSS

Every card card is encrypted to PCI DSS, so your setup and European business stay compliant.

Multi-currency

Take card transaction and settle in euro and every European currency, so your setup serves customers online across Europe.

Smart routing

The platform routes each transaction to the best European bank, so your business processes more card payments and fewer declines.

One integration

Connect the platform once and run your setup, card processing and setup from one platform online.

High risk payment solutions for Europe

From a new operator to a scaling European business, we provide payment solutions and an account that fit.

A

New merchant solution

A new business gets onboarding, an account and a payment solution built to launch fast. We provide the gateway and card processing your European company needs in days.

B

Scaling solution

As your business grows, the payment solution and account scale with it. Add European markets and payment methods without switching your gateway or setup.

C

Enterprise solution

A large merchant gets enterprise payment solutions, a dedicated account and the European acquiring to process payments at scale.

How high risk payment processing works

From application to live charge, here is how we process card transaction for your European merchant account.

1

Apply & get approved

Tell us about your business. We approve the merchant account other providers decline and set up your European platform fast.

2

Process the transaction

We process each card payment through the European bank most likely to approve it. Smart routing lifts approval, so your merchant account processes more volume.

3

Settle in euro

Approved charge settles to your merchant account in euro. One platform processes every transaction so your business keeps trading online across Europe.

How we process every payment

Our team helps you process more payment, not less. We process each card payment through smart routing, provide the tools to process refunds and disputes, and process every payment to settlement fast.

It is the payment processing a European business relies on β€” we provide the people and the tech to process and protect each payment, so your revenue keeps flowing.

  • Process card payment in euro and more
  • Process refunds and disputes in one click
  • Process high payment volume with no caps
  • We provide a team to process every edge case

More high risk payment solutions

Explore the rest of our high risk platform and merchant account platform.

FAQ: high risk payment gateway Europe

Common questions about a high risk payment platform and merchant account in Europe.

What is a high risk payment gateway in Europe?

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A high risk payment platform in Europe is a payment platform and merchant account built for high risk business that European banks decline. AXPay provides the platform, merchant account and card processing, so your high risk business can process it across Europe with payment solution built for the risk.

How do I get a high risk merchant account in Europe?

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Apply with your business details and we provide a high risk merchant account fast. We approve the merchant account and payment gateway other providers decline, set up European card processing, and your business can process it in days with full compliance.

Which high risk businesses do you provide payment solutions for?

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We provide payment solutions and a merchant account for high risk business across Europe β€” online gaming, forex, e-commerce and more. Every high risk merchant gets a payment gateway, card processing and the European acquiring to process payment online.

Is your European high risk payment processing compliant?

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Yes. Every card transaction is encrypted to PCI DSS and our high risk payment processing keeps your European merchant account compliant. The payment gateway screens each payment for risk, so your high risk business and its customers stay secure online.

What does a high risk merchant account cost?

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There are no upfront fees. Your business gets the merchant account and payment gateway setup at no cost and pays per payment processed. It is the simplest way for a high risk merchant to get European card processing and payment solutions.

Can a new business use your high risk payment gateway?

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Yes. A new European business gets a high risk merchant account, a payment gateway and payment solutions built to launch fast. We provide card processing so a new merchant can process payment online in days with the same gateway established merchants use.

Get a high risk payment gateway for Europe

A high risk merchant account, payment gateway and card processing on one platform β€” the payment solutions your European business needs.

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SSL Secured
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PCI DSS
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European acquiring