AXPay is a high risk payment gateway for Europe, built for merchants that European banks decline. Get a merchant account and gateway on one platform, with card payments, fast settlement and the payment solutions your business needs across Europe.
A platform and setup built for the European brand other providers decline.
Most banks decline a high risk business. AXPay is a gateway that welcomes the European merchant others turn away, so your company gets a merchant account and card payments from day one.
Our setup uses European acquiring, so your brand processes transaction in euro and every major currency. One platform covers merchants across Europe.
The platform routes each charge to the best European bank. Strong approval keeps your setup trading while other providers hold or decline the same transaction.
Your merchant account is the core of your stack. AXPay pairs it with a payment gateway, so your European company processes cards through one platform.
We approve the account other providers decline. From one platform, your company gets card payments, solutions and the European acquiring you need to process every charge.
Everything a merchant needs β a payment gateway, an account and card processing on one platform.
Every card card is encrypted to PCI DSS, so your setup and European business stay compliant.
Take card transaction and settle in euro and every European currency, so your setup serves customers online across Europe.
The platform routes each transaction to the best European bank, so your business processes more card payments and fewer declines.
Connect the platform once and run your setup, card processing and setup from one platform online.
From a new operator to a scaling European business, we provide payment solutions and an account that fit.
A new business gets onboarding, an account and a payment solution built to launch fast. We provide the gateway and card processing your European company needs in days.
As your business grows, the payment solution and account scale with it. Add European markets and payment methods without switching your gateway or setup.
A large merchant gets enterprise payment solutions, a dedicated account and the European acquiring to process payments at scale.
From application to live charge, here is how we process card transaction for your European merchant account.
Tell us about your business. We approve the merchant account other providers decline and set up your European platform fast.
We process each card payment through the European bank most likely to approve it. Smart routing lifts approval, so your merchant account processes more volume.
Approved charge settles to your merchant account in euro. One platform processes every transaction so your business keeps trading online across Europe.
Our team helps you process more payment, not less. We process each card payment through smart routing, provide the tools to process refunds and disputes, and process every payment to settlement fast.
It is the payment processing a European business relies on β we provide the people and the tech to process and protect each payment, so your revenue keeps flowing.
Explore the rest of our high risk platform and merchant account platform.
Common questions about a high risk payment platform and merchant account in Europe.
A high risk payment platform in Europe is a payment platform and merchant account built for high risk business that European banks decline. AXPay provides the platform, merchant account and card processing, so your high risk business can process it across Europe with payment solution built for the risk.
Apply with your business details and we provide a high risk merchant account fast. We approve the merchant account and payment gateway other providers decline, set up European card processing, and your business can process it in days with full compliance.
We provide payment solutions and a merchant account for high risk business across Europe β online gaming, forex, e-commerce and more. Every high risk merchant gets a payment gateway, card processing and the European acquiring to process payment online.
Yes. Every card transaction is encrypted to PCI DSS and our high risk payment processing keeps your European merchant account compliant. The payment gateway screens each payment for risk, so your high risk business and its customers stay secure online.
There are no upfront fees. Your business gets the merchant account and payment gateway setup at no cost and pays per payment processed. It is the simplest way for a high risk merchant to get European card processing and payment solutions.
Yes. A new European business gets a high risk merchant account, a payment gateway and payment solutions built to launch fast. We provide card processing so a new merchant can process payment online in days with the same gateway established merchants use.
A high risk merchant account, payment gateway and card processing on one platform β the payment solutions your European business needs.