AXPay is a high risk payment gateway UK merchants and businesses trust. We open a high risk merchant account with card processing, so your business can accept the card transactions other providers decline. From one merchant account, you get a secure platform, high approval and dedicated support.
A specialist high risk provider — the merchant account, high approval and support that ordinary providers do not give.
banks decline high risk merchants. AXPay approves the merchant account other providers turn away, so your business gets card processing and a secure platform from day one.
Our high risk gateway routes each transaction to the best acquirer to get it approved. High approval means your business keeps trading while other providers hold or decline the same card.
Every merchant account comes with a dedicated provider team. We know high risk merchant account setup, so your business has the support to process transactions and grow.
One merchant account that lets high risk merchants accept every method your customers use.
Accept Visa and Mastercard card transactions, screened for high approval.
UK bank transfers and Faster Payments settle to your merchant account quickly.
Popular e-wallets give customers a familiar way to pay through your account.
Accept international transactions too, so a business sells worldwide from one account.
Your merchant account is the core of your payment setup. AXPay pairs a high risk merchant account with a secure platform, so your business runs card processing, debit transactions and payouts from one account.
We approve the high risk business other providers decline. From a single merchant account, you receive high risk card processing, a payment gateway and the high risk payment processing and provider support merchants need to grow. Expanding abroad? See our high risk payment gateway USA or international high risk payment gateway.
Every card runs through a secure process built for high risk merchants.
When a customer pays, your merchant account and platform process the payment in real time, screening it for risk before anything else.
We process the card by routing it to the acquirer most likely to approve it. Smart routing lifts approval and lowers chargeback risk for your business.
Approved transactions settle to your merchant account in seconds. One account processes every transaction and gives you the data to manage risk.
A secure payment gateway, a high risk merchant account and card processing that scales.
Every transaction is encrypted to PCI DSS, keeping your merchant account and business secure.
Our high risk gateway keeps merchants compliant, with processing built for high risk business.
The gateway routes each transaction to the best acquirer, so high risk merchants get more approved.
Connect the merchant account and payment gateway once, and process every card your business needs.
From application to live transactions — get your merchant account and platform in four steps.
Tell us about your high risk business. Our provider team reviews each merchant account application to find you the right setup.
Most high risk merchant accounts are approved fast. We connect acquirers and switch on card processing.
Connect your business to the payment gateway with one API and test payments before you go live.
Start to process payments. Your merchant account and platform keep every transaction flowing securely.
Why high risk businesses choose AXPay as their merchant account provider
Get a high risk merchant account fast, with card processing ready to go.
Our high risk gateway approves the payments other providers decline.
Secure processing keeps your merchant account and business protected.
Scale any way you grow. Your high risk merchant account has no caps.
A provider team supports your high risk business and merchant account any time.
One gateway for and global payments from a single merchant account.
Common questions about our high risk payment gateway and merchant account
A high risk payment gateway is a payment gateway and merchant account for businesses that ordinary providers decline. AXPay gives high risk merchants a merchant account, card processing and a secure gateway, so your business can process payments with high approval.
Apply with your business details and our provider team reviews the merchant account application fast. We connect acquirers, switch on credit card processing and set up your gateway, so your high risk business is paid within days.
Ordinary providers decline high risk merchants over chargebacks and regulation. A specialist high risk gateway provider gives your business a merchant account, credit card processing and support built for high risk, so payments clear without holds.
Our high risk payment gateway supports Visa and Mastercard credit and debit payments, bank transfers, Faster Payments and e-wallets. Every method sits on one merchant account, so merchants get the card processing their customers expect.
Yes. Every transaction is encrypted to PCI DSS, and secure tools screen each card before it clears. Our high risk gateway keeps UK merchants compliant, so processing stays secure for your business and merchant account.
There are no upfront fees to open your high risk merchant account. UK businesses get onboarding and gateway setup at no cost, and pay per transaction processed. It is the simplest way for a high risk business to open a merchant account and start card processing.
A high risk merchant account, secure credit card processing and a UK gateway built for your high risk business.