Australia High Risk Payment Gateway

AXPay is a high risk payment gateway for Australia, built for businesses that Australian banks decline. Accept card payments in AUD, with local processing and a payment solution that keeps your business trading nationwide.

Trusted by 500+ businesses β€’ AUD cover β€’ support
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Why Australian businesses choose AXPay

A setup built for the businesses and operators that banks turn away.

1

Built for high risk

Most banks decline high risk businesses. AXPay welcomes the merchants others turn away, so your business gets card payment processing and a solution from day one, with no holds and no surprise risk reviews.

2

acquiring

Our local Australian acquiring settles in AUD, so your business processes payments the way customers expect. One solution covers merchants across Australia.

3

High approval, low risk

We route each charge to the best bank and manage the risk of chargebacks. High approval keeps your company trading while other providers hold or flag the same transaction as a risk.

Local transaction methods for Australia

Give every customer the deposits they trust. AXPay accepts card transactions, POLi, PayID and digital wallets in AUD, so your brand serves every customer across Australia.

support means a team that knows the market. We help your company add the transactions customers use, with a setup and support built for Australia.

AUD
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Transaction methods for customers

Built around your customers

A checkout your customers trust, with the payments they expect and support that keeps them loyal.

1

Smooth checkout

Every customer sees a fast, familiar checkout, so shoppers never drop out at the last step and returning buyers can pay in a tap.

2

The payments they expect

Offer the payments people already use β€” cards, wallets and bank transfers. More payments choices means more approved sales and fewer abandoned baskets.

3

Support that retains

When a shopper needs help, our team answers fast. Strong support keeps buyers loyal and protects the revenue they bring, with a service built for scale.

High risk charge features for Australia

Everything a brand needs β€” transactions, a setup and service on one platform.

Secure & PCI DSS

Every card transaction is encrypted to PCI DSS, so your company stays compliant and low risk.

AUD settlement

Collect deposits and settle in AUD fast, so your brand and its customers stay in currency.

Smart routing

We route each charge to the best bank, so your company wins more transactions and takes on less risk.

One platform

Run transactions, your setup and service from one platform built for brand.

High risk transaction solutions for Australia

From a new merchant to a scaling business, we provide a payment solution that fits.

A

New brand platform

A new business gets onboarding, a transaction setup and card cover built to launch fast. We help merchants take charge in AUD within days.

B

Scaling platform

As your business grows, the transaction setup scales with it. Add deposits and markets without switching your platform or provider.

C

Enterprise setup

A large business gets an enterprise charge platform, dedicated service and the acquiring to process every charge at scale.

How high risk transaction processing works

From application to live charge, here is how we process card transactions for your business.

1

Apply & get approved

Tell us about your business in Australia. We approve the merchants other providers decline and set up your transactions fast.

2

Process the transaction

We process each card transaction through the bank most likely to approve it, screening every payment for risk so approval stays high.

3

Settle in AUD

Approved payment settles to your business in AUD. Our transactions keeps your business trading online across Australia.

From application to approval, fast

Getting live is quick. Our team reviews your application, connects the banks and switches on card acceptance, so you can start taking money in days, not months. We handle the paperwork and the underwriting that usually slows things down.

Once you are live, everything sits in one dashboard β€” approvals, chargebacks, refunds, settlement and reporting. Your finance team sees where the money is at any moment, and our specialists stay on hand to tune acceptance and keep funds flowing to your account in AUD.

  • Fast underwriting and approval
  • Banks connected for you
  • Chargeback and refund tools
  • Funds settled to your account in AUD

More high risk payment solutions

Explore the rest of our payment platform.

FAQ: high risk payment gateway Australia

Common questions about a payment setup for businesses.

What is a high risk payment gateway in Australia?

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A platform in Australia is a payment platform built for businesses that banks decline. AXPay provides AUD transactions and a payment setup, so your business can process card transactions across Australia with the risk managed for you.

Which Australian businesses do you provide a payment solution for?

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We provide a payment solution and processing for merchants across many industries β€” online gaming, forex, e-commerce and more. Every business in Australia gets card transactions and the service to keep customers paying.

Do you support local Australian payment methods?

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Yes. Our payment solution supports Australian methods β€” card transactions, POLi, PayID and wallets in AUD. Every customer gets the payments they trust, so your Australian business converts more customers with less risk.

How do high risk merchants get approved in Australia?

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Apply with your business details and we approve the merchants Australian banks decline. We set up your local transactions and payment solution fast, so your business can take card transactions in AUD in days with full service.

Is your Australian high risk payment processing compliant?

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Yes. Every card transaction is encrypted to PCI DSS and our payment processing keeps your Australian business compliant and low risk. We screen each payment for risk, so your business and its customers stay secure.

What does a high risk payment solution cost?

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There are no upfront fees. Your business gets the payment solution and processing setup at no cost and pays per payment. It is the simplest way for Australian merchants to get local payment processing and service.

Get a high risk payment gateway for Australia

Local AUD payment processing, a high risk payment solution and Australian service on one platform for your business.

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AUD acquiring