Ryan Gallagher — COO at AXPay
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Ryan Gallagher

Chief Operating Officer (COO)
📍 London, UK

COO at AXPay | High-Risk Payments & Acquiring | iGaming | Cross-Border Solutions | Fintech Operations

About

Ryan Gallagher is COO of AXPay — a specialized high-risk payment gateway delivering instant, secure payment processing for iGaming and other high-risk industries worldwide. With 9+ years of experience in payment infrastructure, high-risk merchant acquiring, and cross-border payment solutions, Ryan oversees day-to-day operations, payment processing infrastructure, compliance workflows, and merchant onboarding.

He ensures efficient multi-currency processing across 8 currencies and 12 payment methods including Visa/Mastercard, SEPA, Skrill, Neteller, and local bank transfers. His focus is on building scalable, compliant, and merchant-first payment operations: high-approval-rate acquiring, chargeback management, AI-powered fraud prevention, and fast merchant onboarding (24–48h).

Ryan's expertise covers FCA regulatory knowledge, PSD2 compliance, PCI DSS standards, and AML/KYC/KYB procedures across UK, EU, and APAC jurisdictions.

Areas of Expertise

High-Risk Payment Processing Merchant Acquiring Cross-Border Payments Multi-Currency Processing PSP Integrations PCI DSS Compliance AML / KYC / KYB Fraud Prevention Chargeback Management iGaming Payments Transaction Monitoring Fintech Operations

Experience

  • Chief Operating Officer (COO)
    AXPay
    2026 – Present
  • Senior Payments Manager
    NovaPay Technologies Ltd.
    2021 – 2025
  • Payments Operations Analyst
    NovaPay Technologies Ltd.
    2016 – 2021
  • Banking Operations Associate
    HarbourTrust Banking Group
    2014 – 2016

Education

BSc (Hons) Finance & Banking
University of Leeds

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